Robert Helstowski, a Navy veteran and former judge, started his legal studies at The University of San Diego School of Law. After graduation, he accepted a commission in the Navy Judge Advocate General (JAG) Corps to gain broad legal experience quickly. He continued his legal career at the Federal Deposit Insurance Corporation (FDIC) and Resolution Trust Corporation (RTC) in California and Hawaii. There he created, established, and monitored banking, lending, and credit programs. He was a federal judge handling asylum  in Marin County, California.

Now as his career continues he uses his legal expertise to assist California and Hawaii consumers resolve issues with their creditors. He believes that with the proper guidance and help consumers can overcome financial hardships.