We purchase insurance to guard against the unexpected. As policyholders, we are reassured that our needs will be met following a home fire, untimely death or other traumatic event. But when an insurance company fails to recognize a valid claim, our personal tragedy is only compounded. Often, people have neither the money nor the energy to fight coverage denial or delayed payment. They may feel forced to settle for less than what is owed, or nothing at all. At my Austin law firm, I am committed to assisting families, individuals and businesses receive fair treatment under the law.